SIP Calculator

A Systematic Investment Plan (SIP) builds wealth through small, regular investments. BotixTech's free SIP calculator shows you the estimated future value of your monthly contributions based on expected annual returns.

Just enter your monthly investment, expected return rate and time period. Our SIP return calculator instantly breaks down how much you invested versus how much your money earned.

How to Use the SIP Calculator

Enter monthly investment - the amount you plan to invest every month.
Set expected returns - the annual return rate you expect (e.g. 12%).
Choose the time period - how many years you will keep investing.
See the projection - invested amount, estimated gains and total value appear instantly.

SIP Calculator Features

Instant results - every input updates the projection live.
Clear breakdown - invested vs returns shown separately.
Free - no signup, plan your investments privately.

Frequently Asked Questions

What is SIP?

SIP (Systematic Investment Plan) is a way to invest a fixed amount regularly, usually monthly, into mutual funds. It averages out market ups and downs over time.

How is SIP return calculated?

The calculator uses the future value of a monthly annuity formula with monthly compounding at your expected annual return rate.

Are the returns guaranteed?

No. The projection is an estimate based on the return rate you enter. Actual market returns vary, so treat it as a planning guide, not a promise.

What is a good SIP return rate?

Equity mutual funds in India have historically returned around 10-12% annually over long periods, but past performance never guarantees future results.